Accident and Health Insurance for
Medicare, Disability and Long-Term Care
Accident and Health Insurance for
Medicare, Disability and Long-Term Care
Chester Perfetto Agency, Inc. offers a complete line of insurance and financial products and services ranging from life and disability income to group life and health insurance. These products and services are designed to provide solutions to your personal and business financial needs, including:
Medicare
Original Medicare consists of Parts A & B. You are eligible for Medicare at age 65 or if you qualify for disability. Original Medicare covers 80% of medical expenses.
Medicare Supplements
A Medicare Supplement Insurance, or Medigap policy, is offerd by private companies like Chester Perfetto and can help pay some of the health care costs that Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
Medicare Advantage
Medicare Advantage is a type of Medicare health plan offered by independent insurance agencies, like Chester Perfetto, who contract with Medicare to provide you with all your Part A and Part B benefits.
Medicare Prescription Plans
Medicare Prescription Plans, also called Medicare Part D, is a federal-government program to subsidize the costs of prescription drugs and prescription drug insurance premiums for Medicare beneficiaries.
Individual Disability Insurance
An Individual Disability Insurance will provide supplementary income in the event of an illness or accident resulting in a disability that prevents the policy holder from working.
Private Health Insurance
Individual health insurance programs are designed for individuals and families who cannot obtain health insurance through an employer.