Chester Perfetto Agency, Inc. offers a complete line of insurance and financial products and services ranging from life and disability income to group life and health insurance. These products and services are designed to provide solutions to your personal and business financial needs, including:
Medicare supplement plans are designed to cover the medical needs of individuals covered by Medicare. Chester Perfetto Agency, Inc. provides insurance services to meet the insurance needs of individuals, families, and businesses.
A Medicare Supplement Insurance, or Medigap policy, is offerd by private companies like Chester Perfetto and can help pay some of the health care costs that Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
Medicare Advantage is a type of Medicare health plan offered by independent insurance agencies, like Chester Perfetto, who contract with Medicare to provide you with all your Part A and Part B benefits.
Medicare Prescription Plans, also called Medicare Part D, is a federal-government program to subsidize the costs of prescription drugs and prescription drug insurance premiums for Medicare beneficiaries.
Short Term Medical Insurance typically last from one month to a year in order to cover the gap between uninsured and being insured under a traditional health plan.
Critical illness insurance policy will typically make a lump-sum payment if you are diagnosed with a specific illness that is predetermined by your policy.
An Individual Disability Insurance will provide supplementary income in the event of an illness or accident resulting in a disability that prevents the policy holder from working.
Individual health insurance programs are designed for individuals and families who cannot obtain health insurance through an employer.
Long-Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.