Personal Insurance Plans 

Personal insurance plans give you peace of mind during times of crisis. Perfetto Insurance Agency, Inc. provides personal insurance services in Reading and throughout Berks County and the Lehigh Valley. Whether you need auto insurance, homeowners’ insurance, coverage for recreational vehicles, or personal liability coverage, we will help you find the right insurance products to protect your possessions. Our experienced insurance agents provide personal insurance plans and services that are customized to the needs of each client. We talk with you to identify your personal insurance plan needs, answer your questions, and understand your objectives. We then provide you with options and information to help you select the right personal lines of insurance to fit your needs.

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What type of Personal Insurance do you need?

Car, truck, and RV insurance in Berks County

Car Insurance


Car, truck, motorcycle, RV, boat, motorhome and more

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Homeowners insurance in Berks County

Home Insurance


House, apartment, condo, or mobile home

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Personal Umbrella Liability Insurance in Berks County
Life insurance in Berks County

Life Insurance


Whole life and term life insurance options

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What Benefits Do Personal Insurance Plans Offer in Terms of Protection, Flexibility, and Affordability?

Personal insurance plans give individuals and families protection that covers property, health, and long-term security while remaining adaptable to changing needs. Clients gain flexibility through personal lines of insurance, which can be tailored to fit different budgets and priorities. By working with our   people can compare options across carriers and select the right level of coverage. For travelers, our TravelSafe insurance adds an extra layer of reassurance beyond standard policies. Additional safeguards such as our personal umbrella insurance policy extend liability protection, ensuring that affordability never comes at the cost of comprehensive coverage.

Additional Personal Insurance Coverage

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  • Annuities

    An annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan.

  • Condo Insurance

    Condominium insurance provides coverage for your unit where your condominium association insurance stops.

  • Flood Insurance

    Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately.

  • Rental Property Insurance

    Protect your investment from your tenants and mother nature with Rental Property Insurance.

  • Mobile Home Insurance

    Mobile homes, manufactured homes, and modular homes are all eligible for coverage under a mobile home insurance policy.

  • Motorcycle Insurance

    Whether you’re an enthusiast or a first-timer, having fun, being responsible and being safe is what it’s all about. Being responsible includes finding the right insurance for your motorcycle.

  • Motorhome Insurance

    As much as you expend efforts to purchase your dream motor home, it is important to select appropriate motor home insurance policy.

  • Personal Watercraft insurance

    Personal watercraft, such as jet skis and wave runners, are often our customer’s first step into the boating world. Personal watercraft are extremely invigorating and fun for water lovers of all ages; however, they are not toys.

  • Snowmobile Insurance

    Because people use their snowmobiles in so many different ways, it can be very challenging to find good, low cost insurance. From a classic Ski-Doo to the latest Yamaha Apex model, from touring sleds to back country machines, every snowmobile and every rider has a different insurance need.

The Perfetto logo is your symbol for affordable personal, business, and travel insurance in Berks County and the Lehigh Valley PA

Serving Berks County & the Lehigh Valley

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Personal insurance plans provide protection that adapts to changing needs while remaining affordable. Choosing personal lines of insurance gives families flexibility to shape policies around their priorities. With our insurance provider , clients gain guidance that simplifies decisions and removes guesswork. We would be happy to discuss your insurance needs and provide competitive quotes for auto insurance, homeowner’s insurance, and other personal insurance coverage. Please contact us to request an insurance quote for all your insurance needs!