Insurance claims against businesses are so commonplace these days that 40% of all small businesses can expect to sustain a property claim or a general liability claim within the next decade. So says The Hartford’s analysis of all small business claims tabulated over a five-year period in their study.

While such claims often come as a surprise to small businesses,

Figuring out how much insurance you need and what kind can be a daunting prospect. If you’ve ever bought homeowners insurance, you may have been asked if you’d like an umbrella policy as part of your insurance coverage. In order to get the best possible coverage and to protect yourself from any unforeseen circumstances that may not be covered under an normal policy,

It’s one of the most challenging questions for pet owners everywhere:

How viable is pet insurance? Worth the Cost? Or simply an exorbitant expense?

All insurance policies have a tendency to be fairly confusing – even the ones designed for your furrier family members. Pet policies aren’t equal across the board,