Personal Insurance

Auto Insurance
We help you find the best rates for car insurance, motorcycle insurance, recreational vehicle, ATV, truck or insurance for any other vehicle you have.
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Home Insurance
Comprehensive and affordable coverage for your home, including homeowners, mobile homes, condominium, flood insurance and renters insurance.
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Travel Insurance
Travel is a costly investment, particularly if something goes wrong. We provide travel insurance for vacation protection, medical, and more.
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Personal Umbrella
Our insurance agents can help you find extra liability insurance to covers your needs and help protect you from major claims or lawsuits.
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Chester Perfetto Insurance Agency, Inc. provides personal insurance services in Reading, PA and Berks County, PA. Whether you need auto insurance, homeowners insurance, or coverage for recreational vehicles or personal liability coverage, we will help you find the right insurance products to protect your possessions.

Our experienced insurance agents provide personal service and personal insurance service that is customized to the needs of each client. We talk with you to identify your insurance needs, answer your insurance questions, and discuss your objectives. Using this information, we provide you with options and information to help you select the right insurance to fit your needs.

We would be happy to discuss your insurance needs and provide competitive quotes for auto insurance, homeowner’s insurance, and other personal insurance coverage. Please contact our office or request an insurance quote through our website for all your insurance needs in Reading, PA and Berks County, PA.

Chester Perfetto Agency, Inc. provides the following types of personal insurance protection:


An annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan.

Car Insurance

Let one of our auto insurance agents help you choose the right coverage for your vehicle and lifestyle.

Condo Insurance

Condominium insurance provides coverage for your unit where your condominium association insurance stops.

Flood Insurance

Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately.

Homeowners Insurance

If you have tangible assets, you need the protection of a homeowners policy.

Rental Property Insurance

Protect your investment from your tenants and mother nature with Rental Property Insurance.

Mobile Home Insurance

Mobile homes, manufactured homes, and modular homes are all eligible for coverage under a mobile home insurance policy.


Whether you’re an enthusiast or a first-timer, having fun, being responsible and being safe is what it’s all about. Being responsible includes finding the right insurance for your motorcycle.

Motorhome Insurance

As much as you expend efforts to purchase your dream motor home, it is important to select appropriate motor home insurance policy.

Personal Watercraft Insurance

Personal watercraft, such as jet skis and wave runners, are often our customer’s first step into the boating world. Personal watercraft are extremely invigorating and fun for water lovers of all ages; however, they are not toys.

Renters Insurance

As a renter, you need to protect your personal property against theft and damage. Our renters insurance is hard to beat for convenience and value. Plus, we’ll assure you the peace of mind you need for your valuable items and electronics.

Snowmobile Insurance

Because people use their snowmobiles in so many different ways, it can be very challenging to find good, low cost insurance. From a classic Ski-Doo to the latest Yamaha Apex model, from touring sleds to back country machines, every snowmobile and every rider has a different insurance need.

Umbrella Insurance

You don’t have to be a millionaire to be sued like one. Million-dollar judgments against individuals for negligence are still relatively rare. However, receiving a lawsuit with a million-dollar demand is more common. If you receive such a court summons and you have only $100,000 of coverage, you may lose a lot of sleep.